Amazon Prime Rewards Visa Signature Card - The Better Choice

Which Amazon Credit Card is Right for You?

Amazon Prime Rewards Visa Signature Card vs. Amazon Credit Card

Which Amazon credit card is right for you? There are two main options to choose from: the Amazon Rewards Visa Signature Card and the Amazon Credit Card. Both cards offer rewards on Amazon purchases, but the Amazon Rewards Visa Signature Card also offers rewards on other purchases. Here's a closer look at each card to help you decide which one is right for you,.

The Amazon Prime Rewards Visa Signature Card is the better card overall because it can be used anywhere Visa credit cards are accepted. This gives you more flexibility than the Amazon Credit Card, which can only be used at Amazon.com and certain other Amazon-owned businesses.

The Amazon Prime Rewards Visa Signature Card also offers more rewards than the Amazon Credit Card. You'll earn 5% back on Amazon purchases, 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases. The Amazon Credit Card only offers 3% back on Amazon purchases.

There are more than one version of the store card. When you apply, you get pre-approved for either the Amazon Prime Rewards Visa Signature Card or the Amazon Credit Card. The card you get depends on your creditworthiness. If you have good credit, you'll likely get the Amazon Prime Rewards Visa Signature Card. If you have fair or poor credit, you'll likely get the Amazon Credit Card.

The Amazon Prime Rewards Visa Signature Card has an annual fee of $99, while the Amazon Credit Card has no annual fee. The annual fee for the Amazon Prime Rewards Visa Signature Card is waived if you're an Amazon Prime member.

Overall, the Amazon Prime Rewards Visa Signature Card is the better card if you want a card that can be used anywhere Visa credit cards are accepted and offers more rewards. However, if you don't want to pay an annual fee, the Amazon Credit Card is a good option.